”Royal Finserv or its associate will never demand any money for getting the loan processed/passed. Any person/institution doing so will be solely doing at their own risk. Royal Finserv will not be responsible for this act.”

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Eligibility Criteria of Home Loan

  • As mentioned earlier, the home loan eligibility is determined by various factors including income, employment status, loan tenure and so on.
  • Any Indian citizen in good standing who is salaried, self-employed or business person with regular source of income can apply for a home loan.
  • The applicant should be above the age of 21 years
  • Professional stability and savings history play a major role in approval of the loan
  • Bad credit history would prove to be a put-off, especially anytime within 3 months prior to applying for home loan.
  • For Business men and Self-employed individuals, the value of loan you are eligible for is majorly determined by the profits and turn over earned by you.
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